Position Title:

Lender - Commercial

Exempt Status:

Exempt, Full Time

Reports to:

CLO, Commercial Lending Manager, or Regional President

Location:

Austin- Westlake

Benefits:

• Medical, Prescription Drugs, Dental, and Vision Insurance
• Insurance Eligibility for Team Members and Dependents Starting on the First Day of Employment
• 401(k) with a Match
• Basic, Voluntary, and Dependent Life Insurance
• Paid Time Off
• Paid Bank Holidays
• Workplace Wellness Programs
• Employee Assistance Programs
• Tuition Reimbursement

Summary of the Job: Provides commercial lending activities, in compliance with Southside Bank's policies and procedures. Generate new commercial customer relationships as well as maintain existing commercial customer base.

Essential Functions:

• Commercial customer development.
• Marketing of bank products and services.
• Customer deposit and check approval.
• Be available to attend weekly Director's Loan Committee meetings and/or monthly Asset/Liability Committee meetings when requested.
• Commercial real estate lending.
• Light consumer lending.
• Investment and working capital lending.
• Customer service.
• Bank networking.
• Professional representation of the bank in public, social and civic gatherings.
• Remain current on regulations, analysis and current trends in banking through continuing education classes/seminars.

Additional Functions:

• Supervise support staff in both their work assignments and performance development (performance appraisals).

• Consistent engagement in the community to identify and originate personal mortgages (if licensed and trained) at the branch level.
• As responsible, interview residential mortgage loan applicants and request information to complete a thorough loan application.
• Comply with all safety policies, practices and procedures. Report all unsafe activities to supervisor and/or Human Resources.
• Participate in proactive team efforts to achieve departmental and company goals.
• Provide leadership to others through example and sharing of knowledge.
• Attend various meetings outside of the Bank (i.e. board meetings, etc.)
• Perform other duties as assigned.

Required Education/Experience:

• Four-year college degree; or two to four years related experience and/or training; or equivalent combination of education and experience.

• Postgraduate banking certificate/training, preferred.

Necessary Skills:

• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations. Ability to write information and respond to questions from groups of managers, clients, customers, and the general public.

• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts of basic algebra and geometry.
• Ability to define problems; collect data, establish facts, and draw valid conclusions. Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
• Proficient personal computer skills including electronic mail, record-keeping, routine database activity, word processing, spreadsheet, graphics, etc.
• Handle multiple projects simultaneously.
• Prioritize, organize and delegate assignments.

Physical Activity/Dexterity:

• Manual dexterity sufficient to reach/handle items and work with fingers. Works with fingers and perceives attributes of objects and materials.

Physical Environment Demands:

• Must be able to remain in a stationary position 90% of the time.

• The person in this position needs to occasionally move about inside the office to visit other offices, conference rooms, office machinery, etc.
• Constantly operates a computer and other office productivity machinery, such as a calculator, copy machine, and telephone.
• Constantly positions self to operate on a computer.

• The person in this position frequently communicates with other people throughout each day. Must be able to exchange accurate information when conversing.

Working Conditions/Environment:

• Well-lighted, heated and/or air-conditioned indoor office setting with adequate ventilation.
• Moderate noise (e.g. business office with computers and printers, light traffic).

Work Schedule/Hours:

• Monday through Friday; 8:00 a.m. - 5:00 p.m.

• Available for overtime as needed.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)